Find out what your workplace injury may be worth. Enter your wage, injury details, and state to get a free instant estimate — no signup required.
Last updated: January 2026
Adjust values to see how your estimate changes
Low Estimate
$10,400
Most Likely Estimate
$15,600
High Estimate
$20,800
Estimates adjusted based on your state and inputs
Estimates are based on general workers' compensation patterns and may vary by state and case details. Not legal advice.
Takes 30 seconds • No obligation
Takes 30 seconds • No obligation
Provide your weekly wage, injury type, severity, and state. The calculator adjusts your estimate in real time.
See an instant settlement range based on your inputs — no signup or waiting required.
Want a more accurate breakdown? Submit your details for a free review from a workers comp specialist.
Several key factors influence how much you may receive in a workers compensation settlement.
Your pre-injury earnings form the base of your settlement calculation. Higher wages typically mean higher compensation.
The number of weeks you are unable to work directly impacts your total temporary disability benefits.
More severe injuries — especially to the head, back, or neck — tend to result in higher settlement amounts.
The extent of medical care needed, from minimal treatment to major surgery, significantly affects your settlement.
Each state has different benefit rates, caps, and rules. States like California and New York tend to have higher payouts.
If your injury results in a permanent disability rating, this can substantially increase your settlement value.
Weekly wage: $650 | Weeks off: 10 | Injury: Back | Severity: Moderate | Medical: Moderate
A common scenario for lower-wage workers with moderate injuries and standard medical care.
Weekly wage: $1,100 | Weeks off: 18 | Injury: Knee | Severity: Serious | Medical: Major
Mid-range settlement typical for physically demanding jobs with significant recovery time.
Weekly wage: $1,800 | Weeks off: 32 | Injury: Head | Severity: Severe | Medical: Major
Higher-end settlements involve severe injuries, extended time off, and states with stronger worker protections like California.
Still unsure? Get a free settlement review from a legal professional in your area.
Takes 30 seconds • No obligation
A workers comp settlement is typically based on your average weekly wage, the number of weeks you were unable to work, and the severity of your injury. Most states pay approximately two-thirds of your weekly wage as a benefit rate. From there, factors like your injury type, medical treatment required, and your state's compensation rules are applied to reach a final estimate. Use our free workers comp settlement calculator above to get an instant estimate based on your inputs.
Settlement amounts vary widely depending on the injury, state, and individual case details. Minor injuries with short recovery times may result in a few thousand dollars, while serious injuries — such as head trauma or spinal injuries — can settle for $50,000 to $100,000 or more. Use our free workers comp settlement calculator above to get an estimate based on your specific situation.
Several key factors influence how much you may receive: your average weekly wage before the injury, how long you were off work, the type and severity of your injury, the medical treatment required, and the workers comp laws in your state. States like California, New York, and New Jersey tend to have higher payouts than states with lower benefit caps.
No. Unlike personal injury lawsuits, workers compensation is a no-fault system and does not include compensation for pain and suffering. Your settlement covers lost wages, medical expenses, and in some cases vocational rehabilitation if you cannot return to your previous job.
Most workers comp cases take an average of 12 to 16 months to reach a settlement. The timeline depends on how quickly you reach Maximum Medical Improvement (MMI) — the point at which your doctor determines you have healed as much as possible — as well as any disputes from your employer's insurance company. Having an attorney can help speed up the process.
Maximum Medical Improvement (MMI) is the point at which your doctor determines your condition has stabilized and further recovery is unlikely. MMI is a critical milestone in any workers comp case — once you reach it, your employer's insurance company will typically move to settle your claim based on your permanent impairment rating. Reaching MMI too early or without proper documentation can lower your settlement. If you've recently been told you've reached MMI, get a free estimate above before accepting any offer.
In most cases, no. Insurance companies often make low initial offers. Once you accept a settlement, you typically cannot go back and request more money, even if your condition worsens. It is strongly recommended to consult with a workers comp attorney before accepting any offer. Not sure what your case is worth? Get a free estimate at the top of this page before making any decisions.
In most cases, workers comp settlements are not subject to federal or state income tax. However, if you are also receiving Social Security Disability Insurance (SSDI) benefits, a portion of your workers comp settlement may be subject to taxation depending on your total income. Consult a tax professional for advice specific to your situation.
An online calculator provides a general estimate based on common variables like wages, time off work, injury type, and state. It is a useful starting point for understanding your potential range, but the actual settlement depends on case-specific details, medical evaluations, insurance negotiations, and state law. For a more accurate picture of your case, get a free case review using the button above.